Vol. 8, Issue 11 (2019)

Author(s):
Laxmi Bagh and MR Chandrakar

Abstract:
The findings of the study revealed that the total coverage of KCC in Chhattisgarh was 50.61 per cent. The aggregate family size was found to be 5.1 in KCC group and 4.8 in non-KCC group. Agriculture was found to be the main occupation at about 43.82 per cent for the farms of KCC and 42.30 per cent for non-KCC. The average input output ratio for KCC and Non-KCC group was 1:1.66 and 1:1.56. Major constraints in the KCC scheme were complex documentation, area approach, less awareness, scheme procedure, keeping pass book by financial institution, credit amount and lack of having financial institution at near to their village. The study suggested that documentation should be easier; procedure should be easier, extension of scheme should be more, area approach should be at smaller level, and credit amount should be increase and also allow for other purposes. Provide some facilities by the financial institution to the farmers.