Vol. 12, Issue 3 (2023)

Author(s):
Rambha Patel and DK Suryawanshi

Abstract:
The present study was confined to Chhattisgarh Plains. The beneficiaries of the National Rural Livelihood Mission were facing major constraints viz. Lack of space for working, Illiterate women as group members, Inadequate knowledge about loan procedure, Market competition, High capital investment for starting a new enterprise, Lack of marketing strategies, Lack of storage facilities, Poor quality of processing unit for value addition, complicated terms, conditions and paperwork for availing credit, Lack of support of family members to work in National Rural Livelihood Mission, Lack of digital/technological knowledge. The applicable suggestions given by the beneficiaries to overcome the constraints were: the subsidies rate of the loan should be reduced, the terms and conditions of paper should be easy for credit, training should be provided related to the value addition of products, National Rural Livelihood Mission should be provide training of digital/technological knowledge, National Rural Livelihood Mission should provide the storage facilities to beneficiaries, Knowledge of the loan procedure should be given to beneficiaries of National Rural Livelihood Mission through training, National Rural Livelihood Mission should be educating the beneficiaries, There should be a separate platform for the marketing of National Rural Livelihood Mission products.