Vol. 12, Issue 5 (2023)

Author(s):
Kanchan Devi, Dr. Sangeeta Gupta and Kirti Devi

Abstract:
Present study entitled “Awareness and Opinion of farmers regarding Pradhan Mantri Fasal Bima Yojana” was undertaken in the year 2019-2020 with objective to see Suggestions to overcome the constraints of Pradhan Mantri Fasal Bima Yojana in Ashother and Bahua blocks of Fatehpur, In each block three-three villages were selected therefore 25-25 respondents were selected from two blocks of six villages randomly. A total number of 150 respondents were selected. Out of total respondents 26.0 percent of farmers were educated up to high school, 37.3 percent of farmers, whose maximum annual income was up to Rs. 1,00,000 to 1, 50,000. Reveals that maximum farmers given suggestion as Individual assessment should be followed in the PMFBY, information about PMFBY should be provided well in time. Transparency and perspicuity, agenda should be included in PMFBY scheme. Training should be organized by insurance agency for the respondents about the PMFBY, officers should be provided proper guidance about PMFBY scheme for the farmers to save time and money of the borrower, the financial, institutions should simplify the procedural formalities and adopt some easy procedure for insurance, insurance money should be made available timely to the farmers with security level of farmers increased up to 60-90 percent and Mass awareness about the scheme should be created means of T.V, Radio etc.