Vol. 7, Issue 7 (2018)

Author(s):
Kumari Amrita Sinha and Jatinderjit Kaur Gill

Abstract:
Remittances are the amount of money or other utility items sent as payment or gift to someone back at the place of residence. Present study was conducted with the objective to study the pattern of sending the remittances and its usage by the migrants’ household. For conducting the study migrant labourers from Bihar were selected and interviewed in Ludhiana and their corresponding households in Bihar were also interviewed. Migrant labourers in Ludhiana who were resident of any of the three districts of Bihar namely Nalanda, Samastipur and Muzaffarpur were selected and from each district 40 households were selected making a total of 120 households in Bihar and 120 respondents in Ludhiana. Results revealed that the average amount of money sent by migrants to their families was Rs. 6891.66 per month. The main use of remittances was in saving for future followed by children’s education, purchase of land, clothes, marriage purpose, house construction, health and food. It can be concluded from the study that remittances play a major role in development of the households of migrants.