Vol. 11, Special Issue 8 (2022)

Author(s):
Chandrashekhar Mandavi, Dr. Sushila, Dr. Dronak Kumar, Dr. D Nishad and Shivaji Limje

Abstract:
The study was conducted an attempt has been made in the study, Performance Analysis of Pradhan Mantri Fasal Bima Yojana in Rajnandgaon district of Chhattisgarh State. Finding of the study revealed that the demographical characteristics that the size of family of the crop insured farms at 5.6 was found relatively smaller than non-crop insured farmers at 5.75. The cases of crop insured beneficiaries, the social group comprised of schedule tribe 64 (47.06 per cent), scheduled caste 20 (14.71 per cent), other backward caste 29 (21.32 per cent) and general 23 (16.91per cent), and in the cases of crop non-crop insured beneficiaries, the social group comprised of scheduled caste 8 (14.29 per cent), schedule tribe 39 (69.64 per cent), other backward caste 4 (7.14 per cent) and general 5 (8.93 per cent). Majority of the farmers participating in the scheme opined that the benefits were of multifarious type. They were able to use higher quantities of resource inputs for crop production (69.04 per cent) and thereby obtain higher yields, which enabled them to improve economic condition. A large number of the farmers (44.64 per cent) belonging to non-crop insured category could not participate in the programme as they were not aware about the crop insurance scheme. Almost (37.5 per cent) farmers expressed lack of premium paying capacity. About 33.93 per cent of non-insured farmers reported that they were not aware of the facilities available and not satisfied with crops covered (39.29 per cent). Almost (46.43 per cent) non-beneficiary farmers reported that they have taken loan from sources other than banks and lack of service / co-operation from the agency (69.64 per cent).