Vol. 12, Special Issue 9 (2023)

Author(s):
Padwal Dhanraj and Dipak Kumar Bose

Abstract:
Attitudinal aspect of the rural poor associated with SHGs and impact of microfinance on sustainable rural livelihood security. The careless attitude of the formal financing agencies towards the poor section of the society has been progressively yielding place to adoption of SHG mode of intervention to fight the scourge of poverty, employment generation and women empowerment. Mahabubnagar district is one of the 33 districts in the Indian state of Telangana. The district is situated in Southern Telangana region of the state. The administrative headquarters of the district is situated at mahabubnagar Urban. The respondents according to their overall score of socio-economic status that 49.44 percent member were from high socio-economic status group while 28.33 percent member were from medium and 22.23 percent were in low socio-economic status group. In non-members,48.33 percent were from high socio-economic status group while 30.00 percent non-member were from medium socio- economic status group.21.67 percent non-member were from lower socio-economic groups concluded that majority of the respondents were in middle age group, married, having medium family size and nuclear family type. More than half of the respondents were agricultural labour/ daily wage labour, were landless, having semi cemented house and belongs to medium annual income. Majority of the respondents possessed television and mobile phones and most of them never read the newspaper and magazine. Majority of the respondents were in middle. Source of information, extension Contact, participation of extension activities, medium level of socioeconomic status. Overall attitude level of the respondents towards working of self-help groups that 23.88 percent member were from high attitude level while 67.23 percent were from medium and 8.89 percent was in low level of attitude on SHGs. In non-member, 17.22 percent non-member were from high attitude level while 31.12 percent non-member were from medium and 51.66 percent were in low level of attitude on SHGs. It was also found that education, occupation, annual income extension contact and sources of information were found positively significant for the members and annual income and social participation were found positively significant in case of non-members.